Best Business Credit Cards with Rewards/What Stores Offer the Best Rewards Programs

"Credit Cards with Rewards"Most major grocery chains and pharmacies now offer a rewards program for customers who shop at them. Here is a small report proposed by the most popular stores
Pharmacies
Jean Coutu
You can use your Air Miles card and they give you 1,000 for every purchase of $ 15. The amount you can spend each week is cumulative, it is not mandatory to buy $ 15 every time you go to the pharmacy. In addition, there are weekly "special products" that allow you to double or even triple your miles if you buy a minimum amount or a fixed amount for a particular purchase.
Pharmaprix

You can buy in stores Optimum card, which offers instant discounts (if you wish) or you can save a certain amount to buy later makes you feel. For every 8000 points, you "earn" $ 10. Of course, some products allow you every week to earn more points. Points "ride" fast enough when buying special circular (for about $ 750, for commodities like toilet paper) and it is possible to go even faster if you set your purchases with a MasterCard credit card-Optimum.
Uniprix

Here is another card points you can use either the Aeroplan card. For every dollar spent, you earn one mile. You can then redeem your miles against travel of course, but also other gifts of all kinds (cosmetics, electronic products, etc..) Know it will cost about 10,000 miles for a bottle of perfume brand ...
Groceries

IGA
Here you can still use your Air Miles card. We will give you a reward mile for every $ 20 purchase. In addition, IGA offers free products if you spend over $ 70 once. These are generally excellent quality products that would cost you quite expensive if you buy them (bags of fresh pasta, gourmet cookies, etc..), So it's often worth it! I admit I often "take" and I add regularly in my cart now many of these items available
Metro

If you shop regularly at home, you should obtain the map metro & moi. Every dollar you bring a point, and many products circular you will earn up to 10 times more points. In addition, you will receive several "keychains" that you can distribute to members of your family to accumulate points when they also go to the grocery store! Whenever you have 500 points, you'll get a $ 4 discount on your bill ... or keep saving!
Maxi-Loblaws, Provigo
If you do not know it yet, these three supermarkets are "brothers." To save home (within 3, with the same card), you will get a special credit card, MasterCard PC Points (CIBC). Each time you accumulate 20,000 points, you can redeem against items in the amount of $ 20. Obviously, the more you buy brand products "President's Choice", the more points you ...

Why rewards?

We must not close our eyes, this is not for "our beautiful eyes" that stores offer us gifts. This is only a way as another customer loyalty and ensure that they choose to buy from them rather than a competitor. In addition, the most attractive deals they offer (trips, outings, etc..) Often require that we spend exorbitant amounts. A small example? A round trip Paris-Montreal for 2 people is equivalent to about $ 75,000 of expenses for the number of Air Miles required (this does not include the fees of the trip).

This is it really worth it?

Enthusiasts will tell you that yes! Indeed, with a lot of discipline and patience, many people have seen offer trips, shows, outings to the movies and all sorts of other things. We buy and consume every day, so why not take advantage of this that is offered. Whether or not this is the score card, we will spend the same amount ... By cons, we must be aware that when you sign up for a rewards program, whatever it is, all your habits and consumer preferences will be tracked and recorded to allow different companies you "bait" by sending you (by email, mail, sometimes by phone) promotions that may interest you.

What is the best rewards program?

It all depends of course "gifts" you like to receive. Some programs are "immediate" and allow you to test a new product right away, others require months of expectations ... Depending on your interests, you can choose a program and a store, and that is exactly what Companies looking! Obviously if you have a lot of patience and want to monetize your spending to transform travels, cards Aeroplan or Air Miles style are advantageous, especially since they are associated with several hundred stores across the country. So you can "work" for this weekend in Las Vegas whenever you buy something ... So do you have your score card?